Information about Fees

Fee Schedules – Checking Accounts
Description Min to Open Interest Paid Min Daily Balance Service Charge Free Checks NSF Fee Free Product Benefits
Totally Free Checking $100.00 NO NONE   Up to $12.50 $20.00/ item
Free Check Card
Unlimited Number of Deposits
Unlimited Check Writing
24/7 Bank By Phone
Direct payroll deposit
Free Use of Dream Counter machine
Zero Teller Transaction Fees
Checking with Interest $100.00 Tier Structure
$0.00-$2,499
$2,500 or more
$1,000 to avoid Charges $10.00 if daily balance less than $1,000.00 Free Wallet Style Checks with Initial Order

$20.00 per item

Free Check Card
Unlimited Number of Deposits
Unlimited Check Writing
24/7 Bank By Phone
Direct payroll deposit
Free Use of Dream Counter machine
Zero Teller Transaction Fees
55+ Checking with Interest $100.00 Tier Structure
$500-$2,999.99
$3,000-$4,999.99
$5,000-$9,999.99
$10,000 or more
NONE $6.00 Per Year for Accounts with no Activity for 12 Months or Longer Free Wallet Style Checks with Initial Order $20.00/ item
Free Check Card
Unlimited Number of Deposits
Unlimited Check Writing
24/7 Bank By Phone
Direct payroll deposit
Free Use of Dream Counter machine
Zero Teller Transaction Fees
Free Traveler Checks
MM Checking Individual $100.00 Tier Structure
$1,000-$2,499.99
$2,500-$9,999.99
$10,000-$24,999.99
$24,000-$99,999.99
$100,000 or more
$1,000 to Earn Interest and Avoid Charges $1.00 per Items after 6 Checks and 3 Debits per Month and $10 if daily balance less than $1,000 Free Wallet Style Checks with Initial Order $20.00/ item
Free Check Card
24/7 Bank By Phone
Free Use of Dream Counter machine
6 Withdrawals per Month

Small Business Checking

$100.00 NO NONE After 200 checks a month $0.40 per ck Free Wallet Style Checks with Initial Order $20.00/ item
Free Check Card
24/7 Bank By Phone
No Additional Bank Relationship Required
Free Use of Dream Counter Machine
Application is subject to approval.
Overdraft Protection is subject to credit approval.
Fees or penalties can reduce earnings on account.
Please contact a customer service representative for further information about applicable fees and terms.