| Our Mission |
| Our Mission is to provide high quality financial services to our customers while promoting economic growth within the community. This goal facilitates future bank growth, and increases the value of service to our customers. |
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| Company Profile |
| First State Bank is part of Clayton Bancorp Inc., a group of successful banks in East, Middle and West Tennessee. We want to bring our experience, good service and good set of products to people in West Tennessee. |
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| History of Clayton Banks |
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 1889 First State Bank chartered as Farmers and Merchants Bank |
| 1904 Friendship Bank founded |
| 1905 Merchants & Planters Bank established |
| 1970 Jack Bulliner elected President of First State Bank |
| 1974 American City Bank began operations |
| 1979 George Vibbert elected President and CEO of American City Bank |
| 2002 Purchased First State Bank in Henderson, TN |
| 2002 FSB Bancshares, Inc. incorporated in TN |
| 2002 Matt Daniels elected COO at First State Bank |
| 2002 Paul Priddy elected CEO of Friendship Bank |
| 2003 Barry Rich elected CFO of FSB |
| 2004 Matt Daniels elected CEO of FSB Bank |
| 2004 Purchased 29% of Merchant & Planters Bank in Toone, TN |
| 2004 Acquired American City Bank in Tullahoma, TN |
| 2004 Troy Martin elected CEO of American City Bank |
| 2004 Opened South Jackson Office of First State Bank |
| 2004 First State Bank acquired Friendship Bank |
| 2005 FSB Bancshares becoma Clayton Bancorp |
| 2005 Opened Main Office in Downtown Knoxville, East TN |
| 2005 Opened West Knoxville Office |
| 2006 Acquired Bank of Camden in Camden, TN |
| 2006 Opened Office in Cookeville, TN |
